The AMD Ryzen 9 9900X3D wins in 10 out of 14 comparable specs, with 2 ties. Its biggest advantage is L3 Cache (540% better).
Core i5-12600KF wins in 2 specs (MSRP: 56% better).
Recommendation
Choose Ryzen 9 9900X3D if you want the best overall performance — especially l3 cache.
Choose Core i5-12600KF if msrp matters more to you.
