The AMD Ryzen 7 9850X3D wins in 9 out of 14 comparable specs, with 2 ties. Its biggest advantage is L3 Cache (700% better).
Core i3-12100F wins in 3 specs (MSRP: 81% better).
Recommendation
Choose Ryzen 7 9850X3D if you want the best overall performance — especially l3 cache.
Choose Core i3-12100F if msrp matters more to you.
